Home - Earthquake Insurance Coverage for Home

Most homeowners policies do not cover earthquake insurance or earth movement. However, earthquake coverage is an available coverage in most states. Find out the facts, and then see your Farmers agent for earthquake insurance.

The Facts:

  • Rates for earthquake insurance can vary significantly.

    In earthquake prone areas, the cost of this insurance is relatively high. In other areas, it is relatively inexpensive.

  • In California, earthquake insurance is handled by an independent organization.

    In California, California Earthquake Authority (CEA) coverage is available through your Farmers agent.

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